3DS Test Cards

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You may use the following test card numbers with your sandbox account to test your integration.

You should only use your sandbox API Key to send requests using these test cards. Requests sent using your live API Key will be sent to live directory servers.

You should ensure you handle each of the different responses correctly. Some test cards require a challenge to be completed.

Luhn check validation

The Luhn check is a commonly used algorithm to check the card number appears to be valid. This is to help prevent keying errors but there is no guarantee it is a genuine card.

Types of test card

We have test cards for different purposes:

• If you are concerned about having cards which appear “real” in your test code for auditing purposes, use these test cards that fail the Luhn check.
• If you have your own Luhn check implemented in your client-side code, use these test cards that pass the Luhn check and therefore will be valid in your client app or website.
• If you would like to test the different types of challenges within our SDK, use these test cards.

See our 3DS Test Cards API for details of how to load our test cards from our API.

3DS 2 test cards (fails Luhn check)

These test cards can be used for both the browser flow and app flow authentications. The card numbers do NOT pass the Luhn check.

Test Card PAN	Scheme	Authenticate Response TransStatus	Result Response TransStatus	Challenge Required?	Description
4200000000000002	Visa	Y	N/A	No	Successful (frictionless) authentication
4200000000000003	Visa	A	N/A	No	Attempted authentication
4200000000000005	Visa	N	N/A	No	Failed authentication
4200000000000006	Visa	U	N/A	No	Authentication unavailable
4200000000000007	Visa	R	N/A	No	Authentication rejected
4200000000000004	Visa	C	Y	Yes	Successful authentication, following a challenge
4200000000000014	Visa	C	Y	Yes	Successful authentication, following a challenge (No Method URL)
4200000000000015	Visa	C	Y	Yes	Successful authentication, following a mandated challenge
4200000000000016	Visa	C	Y	Yes	Successful authentication, following an out of band (OOB) challenge
4200000000000008	Visa	C	A	Yes	Attempted authentication, following a challenge
4200000000000009	Visa	C	N	Yes	Failed authentication, following a challenge
4200000000000017	Visa	C	N	Yes	Failed authentication, following an out of band (OOB) challenge
4200000000000010	Visa	C	U	Yes	Authentication unavailable, following a challenge
4200000000000011	Visa	C	R	Yes	Authentication rejected, following a challenge
4200000000000012	Visa	N/A	N/A	N/A	Simulates a directory server 3DS error
4200000000000013	Visa	N/A	N/A	N/A	Simulates a 3DS Server internal server error

3DS 2 Test Cards (passes Luhn check)

These test cards can be used for both the browser flow and app flow authentications. The card numbers DO pass the Luhn check.

Test Card PAN	Scheme	Authenticate Response TransStatus	Result Response TransStatus	Challenge Required?	Description
4264281511112228	Visa	N	N/A	Yes	Failed authentication
340000000004001	Amex	C	Y	Yes	Successful authentication, following a challenge
4000020000000000	Visa	C	Y	Yes	Successful authentication, following a challenge
4000020000000000	Visa	C	Y	Yes	Successful authentication, following a challenge
4111111111111111	Visa	A	N/A	No	Attempted authentication (No Method URL)
4242424242424242	Visa	Y	N/A	No	Successful (frictionless) authentication
5555555555554444	Mastercard	Y	N/A	No	Successful (frictionless) authentication
5204247750001471	Mastercard	Y	N/A	No	Successful (frictionless) authentication
6011601160116011	Discover	Y	N/A	No	Successful (frictionless) authentication
370000000000002	Amex	C	Y	Yes	Successful authentication, following a challenge
3566002020360505	JCB	C	Y	Yes	Successful authentication, following a challenge
3566006663297692	JCB	C	Y	Yes	Successful authentication, following a challenge
36185973325993	Discover	C	Y	Yes	Successful authentication, following a challenge
5424180011113336	Mastercard	A	N/A	No	Attempted authentication
5424180000000171	Mastercard	N	N/A	No	Failed authentication
5405001111111165	Mastercard	U	N/A	No	Authentication unavailable
5405001111111116	Mastercard	R	N/A	No	Authentication rejected
4005562231212123	Visa	C	Y	Yes	Successful authentication, following a challenge (No Method URL)
4761369980320253	Visa	C	Y	Yes	Successful authentication, following a mandated challenge
4000000000000341	Visa	C	Y	Yes	Successful authentication, following a out of band challenge
5200000000001104	Mastercard	C	Y	Yes	Successful authentication, following a mandated challenge
4005571701111111	Visa	C	A	Yes	Attempted authentication, following a challenge
4055011111111111	Visa	C	N	Yes	Failed authentication, following a challenge
5427660064241339	Mastercard	C	N	Yes	Failed authentication, following a challenge
6011361011110004	Discover	C	N	Yes	Failed authentication, following an out of band challenge
6011361000008888	Discover	C	U	Yes	Authentication unavailable, following a challenge
6011361000001115	Discover	C	R	Yes	Authentication rejected, following a challenge
4264281500003339	Visa	N/A	N/A	N/A	Simulates a directory server 3DS error
4264281500001119	Visa	N/A	N/A	N/A	Simulates a 3DS Server internal server error
5424180011110001	Mastercard	N/A	N/A	N/A	3DS2 not supported by ACS

3DS 2 SDK Challenge Test Cards

These are test cards used to test SDK challenge methods during the app flow. The card numbers do NOT pass the Luhn check.

Test Card PAN	Scheme	Authenticate Response TransStatus	Result Response TransStatus	Challenge Required?	Description
4200000000000019	Visa	N	Y	Yes	Successful authentication, following single select challenge (SDK)
4200000000000020	Visa	N	N	Yes	Failed authentication, following single select challenge (SDK)
4200000000000021	Visa	N	Y	Yes	Successful authentication, following multi select challenge (SDK)
4200000000000022	Visa	N	N	Yes	Failed authentication, following multi select challenge (SDK)
4200000000000023	Visa	N	Y	Yes	Successful authentication, following HTML OTP challenge (SDK)
4200000000000024	Visa	N	N	Yes	Failed authentication, following HTML OTP challenge (SDK)
4200000000000025	Visa	N	Y	Yes	Successful authentication, following HTML Other challenge (SDK)
4200000000000026	Visa	N	N	Yes	Failed authentication, following HTML Other challenge (SDK)
4200000000000028	Visa	N	Y	Yes	Successful authentication, following HTML single select challenge (SDK)
4200000000000029	Visa	N	Y	Yes	Successful authentication, following HTML multi select challenge (SDK)
4200000000000030	Visa	N	Y	Yes	Successful authentication, following HTML out of band challenge (SDK)

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